Workers Compensation Terms and Definitions

Agreed Medical Examiner (AME) A physician selected by your attorney and the claims administrator who conducts a medical evaluation and submits a comprehensive report to the parties. Cumulative Trauma (CT) An injury or illness that occurs over a period of time. For example, Carpal Tunnel Syndrome. Light Duty Temporary change in job assignment to accommodate work restrictions while you are healing. May or may not pay at the same rate as your normal work assignment. Lost wages may be partially made up by Temporary Partial Disability (TPD) payments. Claims Administrator This is the term for insurance companies and others who handle your workers' compensation claim. Temporary Patial Disability (TPD) A wage replacement benefit that may be paid when you return to work but at less than full earnings. Sometimes referred to as Wage Loss. Compromise and Release (C&R) Generally, a final settlement of your workers' compensation case where the parties agree on a single lump sum payment. It usually settles all outstanding issues except for future vocational rehabilitation. Stipulation with Request for Award (Stip): A settlement where the parties agree on the terms of an award. It may include any future medical treatment. Payment takes place over time. Consultative Rating A rating of permanent disability provided by the DWC Disability Evaluation Unit when a claim is litigated or if the injured worker has an attorney. See Permanent Disability Rating. Commutation An order by a Workers' Compensation Administrative Law Judge for a lump sum payment of part or all of your permanent disability award. Payment can be made to either the injured worker or the injured worker's attorney. State Disability Insurance (SDI): A branch of the Employment Development Department that pays temporary disability benefits for non-industrial injuries or illnesses.

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	Did You Know?
	FECA protects three million Federal workers A COST-EFFECTIVE SELF-INSURANCE SYSTEM FECA protects three million Federal workers from economic hardship due to work injury and illness. Included among the executive, legislative and judicial branch employees covered by FECA are civilian Defense workers, medical workers in Veterans' hospitals, and the 800,000 workers of the Postal Service, the country's largest civilian employer.